Refund Advance (SBTPG Fast Cash Advance) in Dallas, TX
Get money faster with an optional tax-refund related loan when you file with APEX Income Tax & Multiservice.
Get Money same day with a Refund Advance (If Approved)
APEX Income Tax & Multiservice offers an optional Refund Advance through Santa Barbara Tax Products Group (SBTPG) – Fast Cash Advance. If approved, you may receive funds before your IRS refund is issued.
- Loan amounts from $500 to $7,000 (if approved)
- GET $500 to $7,000 Refund Advance Same Day
- Not your actual tax refund
- Get Money Direct Deposit, Check In Office or Card
Notary Public Services
A Refund Advance (Fast Cash Advance) is a tax-refund related loan provided by First Century Bank, N.A., Member FDIC. It is not your tax refund. If approved, the loan is generally repaid from your tax refund when it arrives, which reduces the amount of refund paid directly to you.
Why Clients Choose a Refund Advance
- Faster Access to Funds
Get access to money sooner than standard IRS refund timing (if approved).
- No Separate Loan Payments
Repayment is typically handled automatically from your tax refund.
- Multiple Delivery Options
SBTPG notes advances may be issued by:
Cashier’s check
Direct deposit
Green Dot® Prepaid Visa® Card
(availability and fees may vary)
How the Refund Advance Works
1
File your tax return with APEX Income Tax & Multiservice LLC
(Dallas, TX office or virtual appointments across Texas).
2
Choose Refund Advance (Fast Cash Advance) during the filing process
(optional).
3
Approval decision is based on eligibility and underwriting
(not everyone qualifies).
4
If approved, receive funds by check, direct deposit, or prepaid card
(depending on availability).
5
When your IRS refund arrives, the loan amount plus any applicable interest or fees is deducted first.
Important Refund Advance Details
- Loan amounts: Typically $500–$7,000 (if approved)
- Program availability: Generally January 2 through mid-March (dates may change)
- APR example (SBTPG disclosure): 35.99% APR (example: $2,000 repaid in 30 days totals $2,059.16)
- Optional card fees: May apply if Green Dot® Prepaid Visa® Card is selected
- Optional program: You can still file your taxes without applying
How the 2025 Tax Filing Process Works
Intake + Document Checklist
1
We confirm which forms apply to your situation and send you a clear checklist.
Secure Document Upload
2
Upload your W-2s, 1099s, and supporting documents securely.
Preparation & Review
3
We prepare your return, ask follow-up questions if needed, and review key numbers with you.
Filing the Return
4
Filing method depends on IRS availability. If e-filing is not available, we provide clear instructions for signing and mailing.
What to Bring for Your 2025 Tax Filing
- Valid photo ID
- Income documents (W-2, 1099-NEC, 1099-K, 1099-INT/DIV, etc.)
- Self-employed income totals, expenses, and mileage (if applicable)
- Health insurance forms (if available)
- Dependent information and childcare expenses (if applicable)
- Any IRS letters or notices received
- Prior-year tax return (helpful, not required)
Common 2025 Tax Situations We Handle
- W-2 income with dependents
- Self-employed, gig work, freelancers (Schedule C)
- Multiple 1099 forms
- Stock and cryptocurrency transactions
- Rental income
- Missing documents (we guide you on retrieval)
Ready to Apply for a Refund Advance in Dallas, TX?
Ask about the SBTPG Fast Cash Advance when you schedule your tax appointment with APEX Income Tax & Multiservice.
Disclosures
Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., Member FDIC. It is not the actual tax refund and is available at participating locations only. Loan approval is subject to eligibility and underwriting. Loan amounts, interest, and applicable fees are generally deducted from your tax refund and reduce the refund amount paid directly to you. Not all consumers will qualify or qualify for the maximum amount. Terms and availability are subject to change. Additional fees may apply if a Green Dot® Prepaid Visa® Card is selected.
Refund Advance FAQs
Please reach us at info@apxtax.com if you cannot find an answer to your question.
Yes. Most taxpayers can still file prior-year returns. Filing method (e-file or mail) depends on IRS processing availability.
Repayment is generally deducted from your IRS refund when it is issued.
No. Not all consumers qualify, and approval amounts vary.
No. The Refund Advance is completely optional.
SBTPG states funds may be delivered by cashier’s check, direct deposit, or Green Dot® Prepaid Visa® Card (options vary).